Benefits of Leasing
Leasing offers many advantages over an outright cash purchase:
PAY AS YOU USE
Leasing your equipment means you can enjoy the use of the equipment immediately without having to find the full sum up front.
CASH FLOW
Using leasing protects your cash flow and allows you to budget more accurately.
TAX DEDUCTIBLE
Finance lease rental payments can be 100% tax deductible against profits.
FIXED PAYMENTS
Finance lease rental payments are fixed which makes budgeting easier.
PROTECT EXISTING LINES OF CREDIT
Using leasing allows you to protect existing lines of credit such as bank loans and overdrafts.
NO MAJOR UPFRONT COSTS
Leasing removes the need for significant outlay or investment in new equipment. Only the first rental is normally required and is taken by Direct Debit.
FREQUENTLY ASKED QUESTIONS
Q1 Will I Need To Pay A Deposit?
A1 A nominal amount is required in advance of the lease agreement. This is usually equivalent to a periodic payment and means you can start using the equipment straight away generating profit from it before the next payment is due.
Q2 Do My Payments Increase If Inflation Increases or Interest Rates Rise?
A2 Your payments are fixed and are therefore unaffected by interest rate rises. They would be subject to any changes in VAT.
Q3 Are There Tax Benefits Associated With Leasing?
A3 Yes, all finance lease rental payments are tax deductible against profits, therefore attract tax relief for the full duration of the lease agreement. Contact your accountant to find out how this can reduce your overall tax bill.
Q4 How Do I Make Payments?
A4 Payments are taken via Direct Debit.
Q5 Can I Lease Software?
A5 Yes, you are able to lease software.
To find out more, get in touch:
Guy LewcockMobile: 07966 145 061
Email: guy.lewcock@shireleasing.co.uk
Visit: www.shireleasing.co.uk